Introduction
My name is Florian Georg and was born and grew up in Basel, Switzerland, my career journey has been a global odyssey through the world of finance, shaped by a diverse educational background and a series of prestigious roles in the banking and investment sectors. I was drawn into a finance career after witnessing my parents struggle with managing their finances, sparking a deep passion for helping others achieve financial stability and success.
I embarked on this path by pursuing my education in Switzerland and the United Kingdom, where I honed my skills in banking, finance, financial engineering, problem solving, and mathematics. This allowed me to graduate with a post graduate degree in Banking and Finance from the University of Bath. Armed with this robust knowledge base, I set out to make my mark in the financial world. My professional journey kicked off with a traineeship in consumer and commercial banking at UBS, one of Switzerland's leading financial institutions, where I gained valuable experience and insights into the intricacies of the banking industry. This was just the beginning of a thrilling adventure that would take me to the heart of global finance.
Subsequently, I had the privilege of working at the Bank for International Settlements, a renowned institution that serves as a bank for central banks. There, I worked on their Credit Markets desk which gave me first insights into the over-the-counter corporate bond market. This experience afforded me a unique perspective on international finance and monetary policy. My career then led me to the esteemed halls of Goldman Sachs, where I further honed my skills in investment banking and gained exposure to a broad spectrum of financial products and strategies. I started out on the mortgage structuring desk and later got the opportunity to run the European Commercial Mortage Backed Securities trading team.
Today, I find myself at Bracebridge Capital, a prestigious hedge fund, where I continue to navigate the dynamic and ever-changing landscape of the financial markets. Similar to my role at Goldman Sachs, at Bracebridge I’m responsible for the fund’s commercial real estate exposure in Europe and the US. My journey has been both exhilarating and demanding, and I owe a debt of gratitude to my supportive colleagues who have contributed to my growth in this intellectually stimulating field. As I continue to adapt and thrive in this challenging environment, I look forward to the exciting opportunities that lie ahead in the world of finance.
Finance Fellow
career options
The career path of investment banking and working for a hedge fund is undeniably rewarding for a multitude of reasons. Firstly, it offers the opportunity to engage with complex financial instruments and strategies, allowing professionals to constantly learn and evolve their skillsets. The high-stakes nature of these roles fosters a sense of responsibility and accountability, making each decision a critical one and providing a strong sense of purpose. Moreover, the financial rewards in this field can be substantial, reflecting the dedication and expertise required to navigate the intricate world of global finance.
Beyond financial gains, the satisfaction of contributing to the growth and success of businesses, clients, and investors is deeply gratifying. Finally, the constantly evolving landscape of investment banking and hedge funds ensures that challenges remain diverse and stimulating, making these career paths a magnet for those who thrive on intellectual excitement and the pursuit of excellence.
A sell-side investment banking analyst typically begins their career as an entry-level analyst, conducting financial research and modeling to support the senior bankers in the firm's deal-making activities. Over time, they may progress to more senior roles, such as associate or vice president, taking on greater responsibilities in client relations, deal execution, and business development.
A sales and trading analyst typically starts their career by supporting the trading desk with tasks such as order execution, trade settlement, and market analysis. With experience, they may advance to more senior roles, including becoming a trader themselves or specializing in sales, where they engage with clients to facilitate transactions and provide market insights.
A hedge fund analyst typically starts their career by conducting in-depth research and analysis of investment opportunities, assisting portfolio managers in making informed decisions. With experience, they can advance to more senior roles within the hedge fund, such as a portfolio manager or chief investment officer, where they are responsible for managing the fund's investments and strategy.
A private equity analyst typically begins their career by evaluating potential investment opportunities, conducting due diligence, and assisting in the acquisition of companies. As they gain experience, they may progress to more senior roles, taking on greater responsibilities in deal execution, portfolio management, and ultimately aiming to become a partner or senior executive within the private equity firm.
Finance Fellow
skills
What are the main hard skills you use on a daily basis in your current job?
Proficiency in financial modeling, valuation techniques, and the ability to analyze financial statements and data to assess investment opportunities.
Strong quantitative skills, including statistical analysis, risk assessment, and data-driven decision-making to inform investment strategies.
Competence in conducting thorough market research, staying updated on industry trends, and performing due diligence on potential investments.
What are the main soft skills you use on a daily basis in your current job?
The ability to analyze complex situations, identify risks and opportunities, and make well-reasoned investment decisions in a dynamic and fast-paced environment.
Effective communication skills are crucial for conveying investment strategies and findings to team members and stakeholders, as well as for building and maintaining relationships with clients and partners.
Given the ever-changing nature of financial markets, being adaptable and able to quickly pivot investment strategies in response to market dynamics and new information is essential.
Efficiently managing time and priorities is vital to meet tight deadlines, conduct thorough research, and keep up with multiple investment opportunities simultaneously.
Florian
’s personal path
Tell us about your personal journey in
Finance Fellow
:
My journey into the world of investment banking was a rollercoaster ride. I sent out numerous job applications before finally landing my first role. Those days were a mix of anticipation, frustration, and determination as I eagerly awaited responses and interview invitations.
Opportunities came my way through a combination of online job boards, networking events, referrals from mentors, and on-campus recruiting at my university. The interview process was nothing short of challenging. I went through multiple rounds, including phone screenings, technical assessments, and in-person interviews. These interviews tested not only my technical knowledge but also my communication skills, problem-solving abilities, and cultural fit with the firms. I spent countless hours preparing, practicing financial modeling, and engaging in mock interviews to ensure I was well-prepared.
For my most recent job application, I went through a rigorous selection process that included behavioral interviews and technical exercises, all aimed at evaluating my ability to analyze financial data and provide strategic insights. Networking and referrals played a crucial role in securing interviews and moving forward in the selection process, making my journey into investment banking both challenging and rewarding.
What would you tell your younger you regarding building your current career?
Start Networking Early: Building a strong professional network is crucial in the finance industry. I would encourage my younger self to start networking as soon as possible, attending industry events, connecting with alumni, and seeking mentorship. These connections can open doors to valuable opportunities and provide guidance throughout your career.
Develop Strong Technical Skills: Investment banking relies heavily on technical knowledge, including financial modeling and data analysis. I would advise my younger self to focus on developing these skills early on, perhaps even taking relevant courses or certifications to stand out among candidates.
Stay Persistent and Resilient: The job search process in investment banking can be tough, and rejection is common. I would remind my younger self to stay persistent, keep applying, and not get discouraged by setbacks. Each rejection is an opportunity to learn and improve.
Prepare Thoroughly for Interviews: Investment banking interviews are rigorous and require extensive preparation. I would recommend that my younger self invest time in mastering interview techniques, practicing behavioral and technical questions, and seeking feedback to continuously improve.
Balance Work and Life: The finance industry is known for its demanding hours. While dedication is essential, I would advise my younger self to maintain a healthy work-life balance and prioritize self-care to prevent burnout.
Stay Informed and Adapt: The financial industry is constantly evolving. I would stress the importance of staying informed about market trends, regulatory changes, and emerging technologies to remain competitive and adaptable in your career.
Seek Feedback and Mentorship: Actively seek feedback from colleagues and superiors to identify areas for growth. Additionally, having a mentor can provide valuable guidance and insights throughout your career.
Embrace Learning Opportunities: Be open to learning from each experience, whether it's a successful deal, a challenging project, or a setback. Continuous learning and adaptability are key to long-term success in investment banking.
Set Clear Career Goals: Establish clear career goals and a roadmap to achieve them. This will help you stay focused and motivated as you progress in your career.
Enjoy the Journey: While the path to a career in investment banking can be demanding, it's important to enjoy the journey and celebrate your achievements along the way. Remember that the hard work and dedication will pay off in the long run.
Final thoughts & tips
In conclusion, a career in investment banking is profoundly rewarding for those who are drawn to the dynamic and challenging world of finance. Beyond the financial compensation, it offers an opportunity for continuous learning, personal growth, and the chance to work on high-stakes deals that shape the global economy. The sense of accomplishment that comes from successfully executing complex transactions and contributing to the growth of businesses and economies is unparalleled. Moreover, the network of colleagues and mentors that one builds in this industry can be invaluable for both personal and professional development. While the journey may be demanding, the rewards of an investment banking career are not solely monetary but also encompass the satisfaction of overcoming challenges and making a meaningful impact on the financial landscape.
Resources to dig in more
Investopedia
Investopedia offers a wide range of articles, tutorials, and educational content related to finance and investment banking. It's a great resource to build your foundational knowledge.
Wall Street Oasis
Wall Street Oasis is a popular online community and resource hub for finance professionals. It provides forums, interview guides, and articles that offer insights into the investment banking industry.
Breaking Into Wall Street
This website offers comprehensive financial modeling and valuation courses, which are essential skills for investment banking analysts.
Mergers & Inquisitions
M&I offers free and premium resources, including interview guides, networking tips, and financial modeling tutorials specifically tailored to investment banking.
eFinancialCareers
This job board and career advice website provides information on job openings in the finance industry, along with insights into hiring trends and career advice.
CFA Institute
If you're interested in pursuing a Chartered Financial Analyst (CFA) designation, the CFA Institute's website is the primary resource for exam preparation and information.